Welcome to Family Life Resources Internet Bankruptcy Briefing. This is a 60 to 90 minute counseling course that will inform you about bankruptcy, other options that might be considered and a review of your income and expenses.  Our goal is to assist you in your decision to file bankruptcy and understand the process so you can make an informed decision concerning your financial situation. Bankruptcy is not easy but it can give you a fresh start and we want that fresh start to be a positive one.

We offer three methods of delivery of this service: online, phone, or face to face at our office. If you would prefer either phone or face to face counseling, please call our office at 800-553-8621.

If you want to take this course online, please continue reading.

Our Counseling course is titled "Knowing Your Options" and during this course, we will take you step by step through the decision process of filing bankruptcy.

• It will provide alternative options for you to consider and a review of your income and expenses.
• It will discuss the consequences of filing bankruptcy but also show you it is not the end of the world.
• The importance of knowing you have made the right decision will help you to complete the bankruptcy process with the court.

The Process you will go through in order to complete this course is:

• You will be asked to read "Knowing Your Options".
• You will complete an income and expense form and the financial balance sheet.
• You will summarize this information by completing the Plan of Action form.
• You will receive professional counseling during and at the completion of this course.
• This information is not shared with your attorney or the court.
• Each INDIVIDUAL must complete their own course and receive a certificate. Married filing joint can complete this course together. Each will receive a certificate.

Now before you start this course, there is some preliminary paperwork that must be done. Once you click on the "continue button" it will take you to this section. This will include:

• Reading the "Privacy Notice"
• Reading the "Customer Disclosure Statement"
• Completing an "Affidavit Form"
• Completing the "Method of Payment"