Educational Services

"My people perish for lack of knowledge."
Hosea 4:6

Click on the subject of your choice and discover a wealth of knowledge in your tool box.

Credit Matters:

1. Credit and Your Consumer Rights
2. Credit and Divorce
3. Gold and Platinum Cards
4. Utility Credit
5. Billed for Stuff You Didn’t Get

Debt Matters:

1. Ads promising Debt Relief
2. Knee Deep In Debt
3. Debt Collection FAQs
4. Time-Barred Debts
5. For People on a Debt Program

Credit Reports:

1. Free Credit Reports
2. Fair Credit Reporting Act
3. Credit Repair: How to Help Yourself
4. Negative Credit and Jobs

Laws & Consumer Rights:

1. Solving Consumer Problems
2. Before You File for Bankruptcy
3. Fair Credit Billing Act
4. Co-signing A Loan
5. Creditors Seeking Your Federal Benefits
6. ID Theft: What It’s All About
7. Secured Credit Card Scams

Personal Finances:

1. Check 21: What it means to You
2. 66 Ways to Save Money
3. Mortgage Payment Troubles
4. Foreclosure Rescue Scams
5. Choosing a Credit Counselor
6. Understanding Vehicle Financing
7. Vehicle Repossession
8. Payday Loans: Very Costly Cash