Knowledge Tools for You!!



Consumer Rights and Laws

"My people perish for lack of knowledge."
Hosea 4:6

Click on the subject of your choice and discover a wealth of knowledge in your tool box.

Credit Matters:

1. Credit and Your Consumer Rights

2. Credit and Divorce

3. Gold and Platinum Cards

4. Utility Credit

5. Billed for Stuff You Didn’t Get

Debt Matters:

1. Ads promising Debt Relief

2. Knee Deep In Debt

3. Debt Collection FAQs

4. Time-Barred Debts

5. For People on a Debt Program

Credit Reports:

1. Free Credit Reports

2. Fair Credit Reporting Act

3. Credit Repair: How to Help Yourself

4. Negative Credit and Jobs

Laws & Consumer Rights:

1. Solving Consumer Problems

2. Before You File for Bankruptcy

3. Fair Credit Billing Act

4. Co-signing A Loan

5. Creditors Seeking Your Federal Benefits

6. ID Theft: What It’s All About

7. Secured Credit Card Scams

Personal Finances:

1. Check 21: What it means to You

2. 66 Ways to Save Money

3. Mortgage Payment Troubles

4. Foreclosure Rescue Scams

5. Choosing a Credit Counselor

6. Understanding Vehicle Financing

7. Vehicle Repossession

8. Payday Loans: Very Costly Cash